*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
  :root {
    --navy: #0D2244;
    --navy-mid: #163B6E;
    --navy-light: #1E4D8C;
    --teal: #0B7285;
    --teal-bright: #0EA5B5;
    --teal-pale: #E0F7FA;
    --gold: #C9923A;
    --gold-light: #E6B05A;
    --gold-pale: #FDF5E8;
    --off-white: #F8FAFC;
    --section-gray: #EEF2F7;
    --border: #D1D9E6;
    --text: #0F172A;
    --muted: #64748B;
    --white: #FFFFFF;
    --font-display: 'Playfair Display', Georgia, serif;
    --font-body: 'Inter', -apple-system, sans-serif;
    --site-container: 1200px;
    --site-gutter: clamp(1.25rem, 4vw, 3rem);
    --site-inline: max(var(--site-gutter), calc((100% - var(--site-container)) / 2));
    --apex-container: var(--site-container);
    --nav-height: 68px;
  }
  html { scroll-behavior: smooth; }
  body { font-family: var(--font-body); color: var(--text); background: var(--white); line-height: 1.6; overflow-x: hidden; }

  /* ── SITE CONTAINER ── */
  .site-container {
    width: min(var(--site-container), calc(100% - 2 * var(--site-gutter)));
    max-width: var(--site-container);
    margin-left: auto;
    margin-right: auto;
  }

  .site-container--nav {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 1rem;
    min-height: var(--nav-height);
    position: relative;
  }

  /* ── NAV ── */
  nav {
    position: sticky; top: 0; z-index: 100;
    background: rgba(13,34,68,0.97);
    backdrop-filter: blur(12px);
    border-bottom: 1px solid rgba(255,255,255,0.08);
    padding: 0;
  }
  .nav-logo {
    font-family: var(--font-display);
    font-size: clamp(1rem, 2.5vw, 1.35rem); font-weight: 700;
    color: var(--white); text-decoration: none;
    display: flex; align-items: center; gap: 10px;
    min-width: 0;
    transition: opacity 0.2s;
  }
  a.nav-logo:hover,
  a.nav-logo:focus-visible,
  .footer-brand a.nav-logo:hover,
  .footer-brand a.nav-logo:focus-visible {
    color: var(--white);
    opacity: 0.92;
  }
  .nav-logo-mark {
    width: 34px; height: 34px;
    background: var(--gold);
    border-radius: 6px;
    display: flex; align-items: center; justify-content: center;
    font-size: 0.95rem; font-weight: 700; color: var(--navy); font-family: var(--font-display);
    transition: background 0.2s, transform 0.2s;
    flex-shrink: 0;
  }
  a.nav-logo:hover .nav-logo-mark,
  a.nav-logo:focus-visible .nav-logo-mark {
    background: var(--gold-light);
    transform: translateY(-1px);
  }
  .nav-links {
    display: flex; align-items: center; gap: 0.35rem; list-style: none;
  }
  .nav-links > li {
    display: flex;
    align-items: center;
  }
  .nav-links a {
    position: relative;
    display: inline-flex;
    align-items: center;
    color: rgba(255,255,255,0.75); text-decoration: none; font-size: 0.875rem;
    font-weight: 400; letter-spacing: 0.01em;
    padding: 0.45rem 0.9rem;
    border-radius: 999px;
    transition: color 0.2s, background 0.2s, box-shadow 0.2s;
  }
  .nav-links a::after {
    content: '';
    position: absolute;
    left: 50%;
    bottom: 0.2rem;
    width: 0;
    height: 2px;
    border-radius: 2px;
    background: linear-gradient(90deg, var(--gold), var(--teal-bright));
    transform: translateX(-50%);
    transition: width 0.25s ease;
    opacity: 0;
  }
  .nav-links a:hover {
    color: var(--white);
    background: rgba(255, 255, 255, 0.06);
  }
  .nav-links .current-menu-item > a:not(.nav-cta),
  .nav-links a.is-active:not(.nav-cta) {
    color: var(--white);
    font-weight: 600;
    background: rgba(255, 255, 255, 0.1);
    box-shadow: inset 0 0 0 1px rgba(255, 255, 255, 0.14);
  }
  .nav-links .current-menu-item > a:not(.nav-cta)::after,
  .nav-links a.is-active:not(.nav-cta)::after {
    width: 1.25rem;
    opacity: 1;
  }
  .nav-cta {
    background: var(--gold); color: var(--navy) !important; font-weight: 600 !important;
    padding: 8px 20px; border-radius: 6px; transition: background 0.2s, box-shadow 0.2s !important;
    margin-left: 0.65rem;
  }
  .nav-cta::after { display: none; }
  .nav-cta:hover { background: var(--gold-light) !important; }
  .nav-links .current-menu-item > a.nav-cta,
  .nav-links a.nav-cta.is-active {
    background: var(--gold-light) !important;
    color: var(--navy) !important;
    box-shadow: 0 0 0 2px rgba(255, 255, 255, 0.28), 0 4px 14px rgba(201, 146, 58, 0.35) !important;
  }
  .nav-mobile-toggle {
    display: none;
    flex-shrink: 0;
    background: none; border: none; color: white; cursor: pointer;
    font-size: 1.5rem; line-height: 1; padding: 0.25rem;
  }

  body.admin-bar nav { top: 32px; }
  @media (max-width: 782px) {
    body.admin-bar nav { top: 46px; }
    body.admin-bar .nav-links.open {
      top: calc(var(--nav-height) + 46px);
      max-height: calc(100vh - var(--nav-height) - 46px);
    }
  }

  body.nav-open { overflow: hidden; }

  /* ── HERO ── */
  .hero {
    min-height: calc(100vh - 68px);
    background: var(--navy);
    display: grid; grid-template-columns: 1fr 1fr;
    align-items: center;
    gap: 0; overflow: hidden; position: relative;
  }
  .hero::before {
    content: '';
    position: absolute; inset: 0;
    background-image:
      linear-gradient(rgba(255,255,255,0.03) 1px, transparent 1px),
      linear-gradient(90deg, rgba(255,255,255,0.03) 1px, transparent 1px);
    background-size: 60px 60px;
    pointer-events: none;
  }
  .hero-left {
    padding: clamp(3rem, 8vw, 5rem) var(--site-gutter);
    position: relative; z-index: 2;
  }
  .hero-eyebrow {
    display: inline-flex; align-items: center; gap: 8px;
    background: rgba(14,165,181,0.15);
    border: 1px solid rgba(14,165,181,0.3);
    color: var(--teal-bright);
    font-size: 0.75rem; font-weight: 600; letter-spacing: 0.1em;
    text-transform: uppercase; padding: 6px 14px; border-radius: 100px;
    margin-bottom: 1.75rem;
  }
  .hero-eyebrow-dot { width: 6px; height: 6px; border-radius: 50%; background: var(--teal-bright); animation: pulse 2s infinite; }
  @keyframes pulse { 0%,100% { opacity: 1; } 50% { opacity: 0.4; } }
  .hero-headline {
    font-family: var(--font-display);
    font-size: clamp(2.2rem, 4vw, 3.25rem);
    font-weight: 700; line-height: 1.18;
    color: var(--white); margin-bottom: 1.5rem;
  }
  .hero-headline em { font-style: normal; color: var(--gold); }
  .hero-sub {
    font-size: 1.05rem; color: rgba(255,255,255,0.65);
    line-height: 1.7; margin-bottom: 2.5rem; max-width: 480px;
  }
  .hero-actions { display: flex; align-items: center; gap: 1rem; flex-wrap: wrap; }
  .btn-primary {
    background: var(--gold); color: var(--navy);
    font-size: 0.9rem; font-weight: 600;
    padding: 14px 28px; border-radius: 8px;
    text-decoration: none; border: none; cursor: pointer;
    transition: background 0.2s, transform 0.1s;
    display: inline-flex; align-items: center; gap: 8px;
  }
  .btn-primary:hover { background: var(--gold-light); transform: translateY(-1px); }
  .btn-secondary {
    background: transparent; color: rgba(255,255,255,0.85);
    font-size: 0.9rem; font-weight: 500;
    padding: 13px 24px; border-radius: 8px;
    text-decoration: none; border: 1px solid rgba(255,255,255,0.25);
    cursor: pointer; transition: border-color 0.2s, color 0.2s;
    display: inline-flex; align-items: center; gap: 8px;
  }
  .btn-secondary:hover { border-color: rgba(255,255,255,0.5); color: white; }
  .hero-trust {
    margin-top: 2.5rem; padding-top: 2rem;
    border-top: 1px solid rgba(255,255,255,0.1);
    display: flex; align-items: center; gap: 1.5rem; flex-wrap: wrap;
  }
  .hero-trust-label { font-size: 0.75rem; color: rgba(255,255,255,0.4); text-transform: uppercase; letter-spacing: 0.08em; }
  .trust-badge {
    font-size: 0.8rem; color: rgba(255,255,255,0.6);
    display: flex; align-items: center; gap: 6px;
  }
  .trust-badge svg { color: var(--gold); }

  /* ── SCORECARD (Hero Right) ── */
  .hero-right {
    padding: clamp(2rem, 5vw, 3rem) var(--site-gutter);
    display: flex; align-items: center; justify-content: center;
    position: relative; z-index: 2;
  }
  .scorecard {
    background: rgba(255,255,255,0.05);
    border: 1px solid rgba(255,255,255,0.12);
    border-radius: 16px;
    padding: 1.75rem;
    width: 100%; max-width: 460px;
    backdrop-filter: blur(8px);
  }
  .scorecard-header {
    display: flex; justify-content: space-between; align-items: center;
    margin-bottom: 1.25rem;
  }
  .scorecard-title {
    font-size: 0.7rem; font-weight: 600; letter-spacing: 0.1em;
    text-transform: uppercase; color: rgba(255,255,255,0.5);
  }
  .scorecard-badge {
    background: rgba(201,146,58,0.2); color: var(--gold);
    font-size: 0.65rem; font-weight: 600; letter-spacing: 0.06em;
    text-transform: uppercase; padding: 4px 10px; border-radius: 100px;
    border: 1px solid rgba(201,146,58,0.35);
  }
  .scorecard-org {
    font-family: var(--font-display); font-size: 1.1rem; color: var(--white);
    margin-bottom: 1.5rem; font-weight: 600;
    min-height: 1.4em;
  }
  .scorecard-row {
    display: grid; grid-template-columns: 1fr auto auto;
    align-items: center; gap: 0.75rem;
    padding: 0.875rem 0;
    border-bottom: 1px solid rgba(255,255,255,0.07);
  }
  .scorecard-row:last-of-type { border-bottom: none; }
  .sc-label { font-size: 0.8rem; color: rgba(255,255,255,0.6); }
  .sc-value { font-size: 0.85rem; font-weight: 600; color: var(--white); font-variant-numeric: tabular-nums; text-align: right; }
  .sc-pill {
    font-size: 0.7rem; font-weight: 600; padding: 3px 10px; border-radius: 100px;
    text-align: center; white-space: nowrap; min-width: 64px;
  }
  .pill-red { background: rgba(220,38,38,0.2); color: #FCA5A5; border: 1px solid rgba(220,38,38,0.3); }
  .pill-amber { background: rgba(201,146,58,0.2); color: var(--gold-light); border: 1px solid rgba(201,146,58,0.3); }
  .pill-green { background: rgba(16,185,129,0.2); color: #6EE7B7; border: 1px solid rgba(16,185,129,0.3); }
  .scorecard-footer {
    margin-top: 1.25rem; padding-top: 1.25rem;
    border-top: 1px solid rgba(255,255,255,0.1);
    display: flex; justify-content: space-between; align-items: center;
  }
  .sc-saving { font-family: var(--font-display); font-size: 1.6rem; font-weight: 700; color: var(--gold); }
  .sc-saving-label { font-size: 0.7rem; color: rgba(255,255,255,0.45); margin-top: 2px; }
  .sc-analyze {
    font-size: 0.78rem; font-weight: 600;
    background: var(--teal); color: white;
    border: none; padding: 9px 18px; border-radius: 7px;
    cursor: pointer; transition: background 0.2s;
  }
  .sc-analyze:hover { background: var(--teal-bright); }

  /* ── STATS BAND ── */
  .stats-band {
    background: var(--off-white);
    border-bottom: 1px solid var(--border);
    padding-top: 3rem;
    padding-bottom: 3rem;
    padding-left: var(--site-inline);
    padding-right: var(--site-inline);
    display: grid; grid-template-columns: repeat(3, 1fr);
    gap: 2rem;
  }
  .stat-item { text-align: center; }
  .stat-number {
    font-family: var(--font-display);
    font-size: 3rem; font-weight: 700; color: var(--navy);
    line-height: 1; margin-bottom: 0.5rem;
  }
  .stat-number span { color: var(--gold); }
  .stat-label { font-size: 0.875rem; color: var(--muted); line-height: 1.5; max-width: 220px; margin: 0 auto; }
  .stat-divider { width: 1px; background: var(--border); }

  /* ── SECTIONS ── */
  section {
    padding-top: 5.5rem;
    padding-bottom: 5.5rem;
    padding-left: var(--site-inline);
    padding-right: var(--site-inline);
  }
  .section-eyebrow {
    font-size: 0.72rem; font-weight: 700; letter-spacing: 0.12em;
    text-transform: uppercase; color: var(--teal);
    margin-bottom: 0.875rem;
    display: flex; align-items: center; gap: 8px;
  }
  .section-eyebrow::before {
    content: ''; display: block; width: 24px; height: 2px; background: var(--teal);
  }
  .section-title {
    font-family: var(--font-display);
    font-size: clamp(1.8rem, 3vw, 2.5rem);
    font-weight: 700; color: var(--navy); line-height: 1.25;
    margin-bottom: 1rem;
  }
  .section-sub { font-size: 1rem; color: var(--muted); line-height: 1.7; max-width: 580px; }

  /* ── SERVICES ── */
  .services-section { background: var(--white); }
  .services-header { margin-bottom: 3.5rem; }
  .services-grid {
    display: grid; grid-template-columns: repeat(2, 1fr); gap: 1.5rem;
  }
  .service-card {
    border: 1px solid var(--border);
    border-radius: 14px; padding: 2rem;
    transition: border-color 0.2s, box-shadow 0.2s;
    position: relative; overflow: hidden;
  }
  .service-card:hover {
    border-color: var(--teal);
    box-shadow: 0 4px 24px rgba(11,114,133,0.1);
  }
  .service-card::before {
    content: ''; position: absolute; top: 0; left: 0;
    width: 4px; height: 0;
    background: var(--teal);
    transition: height 0.3s;
  }
  .service-card:hover::before { height: 100%; }
  .service-icon {
    width: 48px; height: 48px; border-radius: 10px;
    display: flex; align-items: center; justify-content: center;
    font-size: 1.4rem; margin-bottom: 1.25rem;
  }
  .icon-teal { background: rgba(11,114,133,0.1); }
  .icon-navy { background: rgba(13,34,68,0.08); }
  .icon-gold { background: rgba(201,146,58,0.1); }
  .service-title {
    font-family: var(--font-display);
    font-size: 1.2rem; font-weight: 700;
    color: var(--navy); margin-bottom: 0.75rem;
  }
  .service-desc { font-size: 0.875rem; color: var(--muted); line-height: 1.7; margin-bottom: 1.25rem; }
  .service-tags { display: flex; flex-wrap: wrap; gap: 6px; margin-bottom: 1.25rem; }
  .service-tag {
    font-size: 0.7rem; font-weight: 500; letter-spacing: 0.03em;
    padding: 4px 10px; border-radius: 100px;
    background: var(--section-gray); color: var(--navy);
  }
  .service-buyers { font-size: 0.75rem; color: var(--teal); font-weight: 500; }
  .service-price {
    font-size: 0.8rem; font-weight: 600; color: var(--muted);
    margin-top: 0.5rem;
  }

  /* ── ACA-F™ SECTION ── */
  .acaf-section {
    background: var(--navy); color: var(--white);
    display: grid; grid-template-columns: 1fr 1fr; gap: 5rem; align-items: center;
  }
  .acaf-left .section-eyebrow { color: var(--teal-bright); }
  .acaf-left .section-eyebrow::before { background: var(--teal-bright); }
  .acaf-left .section-title { color: var(--white); }
  .acaf-left .section-sub { color: rgba(255,255,255,0.65); }
  .acaf-pillars {
    margin-top: 2.5rem;
    display: flex; flex-direction: column; gap: 1rem;
  }
  .acaf-pillar {
    display: flex; align-items: flex-start; gap: 1rem;
    padding: 1rem 1.25rem;
    background: rgba(255,255,255,0.05);
    border: 1px solid rgba(255,255,255,0.08);
    border-radius: 10px;
    transition: background 0.2s;
  }
  .acaf-pillar:hover { background: rgba(255,255,255,0.08); }
  .acaf-pillar-num {
    font-family: var(--font-display);
    font-size: 1.5rem; font-weight: 700; color: var(--gold);
    line-height: 1; min-width: 28px; padding-top: 2px;
  }
  .acaf-pillar-title { font-size: 0.875rem; font-weight: 600; color: var(--white); margin-bottom: 3px; }
  .acaf-pillar-desc { font-size: 0.8rem; color: rgba(255,255,255,0.55); line-height: 1.5; }

  .acaf-framework {
    background: rgba(255,255,255,0.05);
    border: 1px solid rgba(255,255,255,0.12);
    border-radius: 16px; padding: 2rem;
  }
  .acaf-fw-title {
    font-size: 0.7rem; font-weight: 700; letter-spacing: 0.1em;
    text-transform: uppercase; color: rgba(255,255,255,0.45);
    margin-bottom: 1.5rem;
  }
  .acaf-fw-layer {
    margin-bottom: 1rem;
  }
  .acaf-fw-layer-label {
    font-size: 0.7rem; font-weight: 600; letter-spacing: 0.06em;
    text-transform: uppercase; color: var(--teal-bright);
    margin-bottom: 0.5rem;
  }
  .acaf-fw-boxes { display: flex; gap: 8px; flex-wrap: wrap; }
  .acaf-fw-box {
    font-size: 0.72rem; font-weight: 500;
    padding: 7px 12px; border-radius: 7px;
    white-space: nowrap;
  }
  .fw-box-gold { background: rgba(201,146,58,0.2); color: var(--gold-light); border: 1px solid rgba(201,146,58,0.25); }
  .fw-box-teal { background: rgba(14,165,181,0.15); color: var(--teal-bright); border: 1px solid rgba(14,165,181,0.2); }
  .fw-box-navy { background: rgba(255,255,255,0.08); color: rgba(255,255,255,0.7); border: 1px solid rgba(255,255,255,0.12); }
  .acaf-outcome {
    margin-top: 1.5rem; padding: 1.25rem;
    background: rgba(201,146,58,0.1);
    border: 1px solid rgba(201,146,58,0.25);
    border-radius: 10px; text-align: center;
  }
  .acaf-outcome-value {
    font-family: var(--font-display);
    font-size: 2rem; font-weight: 700; color: var(--gold);
  }
  .acaf-outcome-label { font-size: 0.75rem; color: rgba(255,255,255,0.5); margin-top: 2px; }

  /* ── FRACTIONAL SECTION ── */
  .fractional-section {
    background: var(--section-gray);
    display: grid; grid-template-columns: 1fr 1fr; gap: 5rem; align-items: center;
  }
  .fractional-section:not(.fractional-section--teaser) {
    display: block;
    padding-top: 4rem;
    padding-bottom: 4rem;
  }
  .comparison-table {
    background: var(--white);
    border: 1px solid var(--border);
    border-radius: 14px; overflow: hidden;
  }
  .ct-header {
    display: grid; grid-template-columns: 1fr 1fr 1fr;
    background: var(--navy); padding: 1rem 1.5rem;
    gap: 1rem;
  }
  .ct-header-cell {
    font-size: 0.72rem; font-weight: 700; letter-spacing: 0.07em;
    text-transform: uppercase; text-align: center;
  }
  .ct-header-cell.highlight { color: var(--gold); }
  .ct-header-cell.dim { color: rgba(255,255,255,0.4); }
  .ct-row {
    display: grid; grid-template-columns: 1fr 1fr 1fr;
    padding: 0.875rem 1.5rem; gap: 1rem;
    border-bottom: 1px solid var(--border); align-items: center;
  }
  .ct-row:last-child { border-bottom: none; }
  .ct-row:nth-child(even) { background: var(--off-white); }
  .ct-category { font-size: 0.78rem; color: var(--muted); }
  .ct-val { font-size: 0.82rem; text-align: center; }
  .ct-val.highlight { color: var(--navy); font-weight: 600; }
  .ct-val.dim { color: var(--muted); }
  .ct-check { color: #10B981; font-size: 1rem; }
  .ct-x { color: #EF4444; font-size: 1rem; }
  .fractional-points { margin-top: 2rem; display: flex; flex-direction: column; gap: 1rem; }
  .frac-point {
    display: flex; align-items: flex-start; gap: 0.875rem;
  }
  .frac-point-icon {
    width: 36px; height: 36px; min-width: 36px;
    background: rgba(11,114,133,0.1); border-radius: 8px;
    display: flex; align-items: center; justify-content: center;
    color: var(--teal); font-size: 1rem;
  }
  .frac-point-title { font-size: 0.875rem; font-weight: 600; color: var(--navy); margin-bottom: 2px; }
  .frac-point-desc { font-size: 0.8rem; color: var(--muted); line-height: 1.5; }

  /* ── SEGMENTS ── */
  .segments-section { background: var(--white); }
  .segments-grid {
    display: grid; grid-template-columns: repeat(5, 1fr); gap: 1rem;
    margin-top: 3rem;
  }
  .segment-card {
    border: 1px solid var(--border); border-radius: 12px;
    padding: 1.5rem 1.25rem; text-align: center;
    transition: border-color 0.2s, transform 0.2s;
    cursor: default;
  }
  .segment-card:hover { border-color: var(--teal); transform: translateY(-3px); }
  .seg-icon {
    width: 52px; height: 52px;
    background: var(--off-white); border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    font-size: 1.5rem; margin: 0 auto 1rem;
  }
  .seg-title { font-size: 0.85rem; font-weight: 600; color: var(--navy); margin-bottom: 0.5rem; line-height: 1.3; }
  .seg-desc { font-size: 0.75rem; color: var(--muted); line-height: 1.5; }

  /* ── PROCESS ── */
  .process-section { background: var(--off-white); }
  .process-steps {
    display: grid; grid-template-columns: repeat(4, 1fr);
    gap: 2rem; margin-top: 3.5rem; position: relative;
  }
  .process-steps::before {
    content: ''; position: absolute;
    top: 28px; left: 60px; right: 60px; height: 2px;
    background: linear-gradient(90deg, var(--teal), var(--gold));
    z-index: 0;
  }
  .process-step { text-align: center; position: relative; z-index: 1; }
  .step-circle {
    width: 56px; height: 56px;
    background: var(--white); border: 2px solid var(--teal);
    border-radius: 50%; display: flex; align-items: center; justify-content: center;
    font-family: var(--font-display); font-size: 1.2rem; font-weight: 700; color: var(--navy);
    margin: 0 auto 1.25rem;
  }
  .step-title { font-size: 0.9rem; font-weight: 600; color: var(--navy); margin-bottom: 0.5rem; }
  .step-desc { font-size: 0.78rem; color: var(--muted); line-height: 1.6; }

  /* ── RESEARCH SITES ── */
  .research-section { background: var(--white); padding-top: 4rem; padding-bottom: 4rem; }
  .research-grid {
    display: grid; grid-template-columns: repeat(4, 1fr); gap: 0.875rem;
    margin-top: 2.5rem;
  }
  .research-card {
    border: 1px solid var(--border); border-radius: 10px;
    padding: 1.125rem;
  }
  .research-site { font-size: 0.75rem; font-weight: 700; color: var(--teal); margin-bottom: 4px; }
  .research-desc { font-size: 0.72rem; color: var(--muted); line-height: 1.5; }

  /* ── DIFFERENTIATORS ── */
  .diff-section {
    background: var(--navy); padding-top: 4.5rem; padding-bottom: 4.5rem;
    padding-left: var(--site-inline); padding-right: var(--site-inline);
    display: flex; flex-direction: column; align-items: center; text-align: center;
  }
  .diff-section .section-eyebrow { justify-content: center; color: var(--gold); }
  .diff-section .section-eyebrow::before { background: var(--gold); }
  .diff-section .section-title { color: var(--white); text-align: center; }
  .diff-section .section-sub { color: rgba(255,255,255,0.6); text-align: center; margin: 0 auto 3rem; }
  .diff-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; width: 100%; }
  .diff-card {
    background: rgba(255,255,255,0.05);
    border: 1px solid rgba(255,255,255,0.09);
    border-radius: 14px; padding: 2rem;
    text-align: left;
  }
  .diff-who { font-size: 0.7rem; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; color: var(--gold); margin-bottom: 0.5rem; }
  .diff-competitor { font-size: 0.8rem; color: rgba(255,255,255,0.4); margin-bottom: 1rem; font-style: italic; }
  .diff-advantage { font-size: 0.85rem; color: rgba(255,255,255,0.85); line-height: 1.6; }

  /* ── TESTIMONIAL / PROOF ── */
  .proof-section {
    background: var(--section-gray);
    padding-top: 4.5rem; padding-bottom: 4.5rem;
    padding-left: var(--site-inline); padding-right: var(--site-inline);
  }
  .proof-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 1.5rem; margin-top: 3rem; }
  .proof-card {
    background: var(--white); border: 1px solid var(--border);
    border-radius: 14px; padding: 2rem;
  }
  .proof-metric { font-family: var(--font-display); font-size: 2.5rem; font-weight: 700; color: var(--navy); line-height: 1; }
  .proof-metric span { color: var(--gold); }
  .proof-label { font-size: 0.8rem; font-weight: 600; color: var(--teal); margin: 0.5rem 0; }
  .proof-desc { font-size: 0.82rem; color: var(--muted); line-height: 1.6; }

  /* ── CTA SECTION ── */
  .cta-section {
    background: linear-gradient(135deg, var(--navy-mid), var(--navy));
    padding-top: 6rem; padding-bottom: 6rem;
    padding-left: var(--site-inline); padding-right: var(--site-inline);
    text-align: center; position: relative; overflow: hidden;
  }
  .cta-section::before {
    content: ''; position: absolute; inset: 0;
    background-image:
      linear-gradient(rgba(255,255,255,0.02) 1px, transparent 1px),
      linear-gradient(90deg, rgba(255,255,255,0.02) 1px, transparent 1px);
    background-size: 40px 40px;
  }
  .cta-section > * { position: relative; z-index: 1; }
  .cta-title {
    font-family: var(--font-display);
    font-size: clamp(2rem, 4vw, 3rem);
    font-weight: 700; color: var(--white);
    margin-bottom: 1.25rem; line-height: 1.2;
  }
  .cta-sub { font-size: 1rem; color: rgba(255,255,255,0.65); margin-bottom: 2.5rem; max-width: 500px; margin-left: auto; margin-right: auto; }
  .cta-actions { display: flex; align-items: center; justify-content: center; gap: 1.25rem; flex-wrap: wrap; }
  .cta-options {
    display: flex; gap: 3rem; justify-content: center;
    margin-top: 3rem; flex-wrap: wrap;
  }
  .cta-option { text-align: center; }
  .cta-option-title { font-size: 0.85rem; font-weight: 600; color: var(--white); margin-bottom: 4px; }
  .cta-option-desc { font-size: 0.78rem; color: rgba(255,255,255,0.5); }

  /* ── FOOTER ── */
  footer {
    background: #080F1E;
    padding-top: 3rem;
    padding-bottom: 2rem;
    border-top: 1px solid rgba(255,255,255,0.06);
  }
  .footer-top {
    display: grid; grid-template-columns: 2fr 1fr 1fr 1fr;
    gap: 3rem; margin-bottom: 2.5rem;
  }
  .footer-brand .nav-logo { font-size: 1.2rem; margin-bottom: 1rem; display: inline-flex; }
  .footer-tagline { font-size: 0.82rem; color: rgba(255,255,255,0.45); line-height: 1.6; max-width: 240px; }
  .footer-col-title { font-size: 0.72rem; font-weight: 700; letter-spacing: 0.08em; text-transform: uppercase; color: rgba(255,255,255,0.4); margin-bottom: 1rem; }
  .footer-links { list-style: none; }
  .footer-links li { margin-bottom: 0.6rem; }
  .footer-links a { font-size: 0.82rem; color: rgba(255,255,255,0.55); text-decoration: none; transition: color 0.2s; }
  .footer-links a:hover { color: var(--white); }
  .footer-bottom {
    padding-top: 1.5rem; border-top: 1px solid rgba(255,255,255,0.07);
    display: flex; justify-content: space-between; align-items: center;
    font-size: 0.75rem; color: rgba(255,255,255,0.3);
  }
  .footer-bottom a { color: rgba(255,255,255,0.45); text-decoration: none; }
  .footer-fw-badge {
    display: inline-flex; align-items: center; gap: 6px;
    background: rgba(201,146,58,0.1); border: 1px solid rgba(201,146,58,0.2);
    color: var(--gold); font-size: 0.72rem; font-weight: 600;
    padding: 4px 12px; border-radius: 100px; margin-top: 1rem;
  }

  /* ── CASE STUDIES ── */
  .casestudies-section { background: var(--section-gray); }
  .casestudies-header { margin-bottom: 3.5rem; }
  .casestudies-grid { display: grid; grid-template-columns: repeat(2, 1fr); gap: 1.5rem; }
  .cs-card {
    background: var(--white); border: 1px solid var(--border);
    border-radius: 14px; padding: 2rem;
    display: flex; flex-direction: column;
    transition: border-color 0.2s, box-shadow 0.2s; position: relative; overflow: hidden;
  }
  .cs-card::before {
    content: ''; position: absolute; top: 0; left: 0;
    width: 4px; height: 0; background: var(--teal); transition: height 0.3s;
  }
  .cs-card:hover { border-color: var(--teal); box-shadow: 0 4px 24px rgba(11,114,133,0.1); }
  .cs-card:hover::before { height: 100%; }
  .cs-practice {
    font-size: 0.68rem; font-weight: 700; letter-spacing: 0.07em;
    text-transform: uppercase; color: var(--teal);
    margin-bottom: 0.75rem; display: flex; align-items: center; gap: 8px; flex-wrap: wrap;
  }
  .cs-practice-num {
    background: rgba(11,114,133,0.1); color: var(--teal);
    padding: 3px 9px; border-radius: 5px; font-size: 0.66rem; letter-spacing: 0.04em;
  }
  .cs-client {
    font-family: var(--font-display); font-size: 1.15rem; font-weight: 700;
    color: var(--navy); margin-bottom: 1.25rem; line-height: 1.3;
  }
  .cs-block { margin-bottom: 1rem; }
  .cs-block-label {
    font-size: 0.66rem; font-weight: 700; letter-spacing: 0.06em;
    text-transform: uppercase; color: var(--muted); margin-bottom: 0.3rem;
  }
  .cs-block-text { font-size: 0.85rem; color: var(--text); line-height: 1.6; }
  .cs-results {
    margin-top: auto; padding-top: 1.25rem; border-top: 1px solid var(--border);
    display: flex; flex-wrap: wrap; gap: 1.5rem;
  }
  .cs-result-value {
    font-family: var(--font-display); font-size: 1.5rem; font-weight: 700;
    color: var(--navy); line-height: 1;
  }
  .cs-result-value span { color: var(--gold); }
  .cs-result-label { font-size: 0.7rem; color: var(--muted); margin-top: 4px; max-width: 140px; line-height: 1.4; }
  .cs-disclaimer {
    font-size: 0.78rem; color: var(--muted); font-style: italic;
    margin-top: 2.5rem; text-align: center; max-width: 760px; margin-left: auto; margin-right: auto;
  }
  .cs-card--cta {
    justify-content: center;
    background: var(--navy);
    border-color: rgba(255,255,255,0.12);
  }
  .cs-card--cta::before { display: none; }
  .cs-practice--cta { color: var(--gold); }
  .cs-client--cta { color: var(--white); }
  .cs-block-text--cta {
    font-size: 0.85rem;
    color: rgba(255,255,255,0.7);
    line-height: 1.6;
    margin-bottom: 0;
  }
  .cs-card-cta-btn {
    margin-top: 1.5rem;
    align-self: flex-start;
  }

  /* ── SCROLL ANIMATIONS ── */
  .fade-in { opacity: 0; transform: translateY(20px); transition: opacity 0.6s ease, transform 0.6s ease; }
  .fade-in.visible { opacity: 1; transform: translateY(0); }
  .fade-in-delay-1 { transition-delay: 0.1s; }
  .fade-in-delay-2 { transition-delay: 0.2s; }
  .fade-in-delay-3 { transition-delay: 0.3s; }
  .fade-in-delay-4 { transition-delay: 0.4s; }

  /* ── RESPONSIVE ── */
  @media (max-width: 1024px) {
    nav.site-nav .nav-links,
    .site-nav.apexera-nav .nav-links { display: none; }
    nav.site-nav .nav-links.open,
    .site-nav.apexera-nav .nav-links.open {
      display: flex; flex-direction: column; align-items: stretch;
      position: fixed;
      top: var(--nav-height);
      left: 0; right: 0;
      background: var(--navy);
      padding: 1.25rem var(--site-gutter) 1.5rem;
      gap: 0.25rem;
      border-bottom: 1px solid rgba(255,255,255,0.1);
      z-index: 99;
      max-height: calc(100vh - var(--nav-height));
      overflow-y: auto;
      -webkit-overflow-scrolling: touch;
    }
    body.admin-bar .nav-links.open { top: calc(var(--nav-height) + 32px); max-height: calc(100vh - var(--nav-height) - 32px); }
    .nav-links.open a {
      display: flex;
      width: 100%;
      justify-content: flex-start;
      padding: 0.75rem 1rem;
      border-radius: 10px;
      font-size: 0.95rem;
    }
    .nav-links.open .current-menu-item > a:not(.nav-cta),
    .nav-links.open a.is-active:not(.nav-cta) {
      background: rgba(255, 255, 255, 0.1);
      border-left: 3px solid var(--gold);
      padding-left: calc(1rem - 3px);
    }
    .nav-links.open a::after { display: none; }
    .nav-links.open .nav-cta {
      display: flex;
      justify-content: center;
      text-align: center;
      margin-left: 0;
      margin-top: 0.75rem;
      padding: 12px 20px !important;
    }
    .nav-mobile-toggle { display: block; }

    .stats-band {
      grid-template-columns: repeat(2, 1fr);
      padding-top: 2.5rem;
      padding-bottom: 2.5rem;
    }
    .services-grid { grid-template-columns: 1fr; }
    .acaf-section { grid-template-columns: 1fr; gap: 3rem; }
    .segments-grid { grid-template-columns: repeat(3, 1fr); }
    .research-grid { grid-template-columns: repeat(2, 1fr); }
    .diff-grid, .proof-grid { grid-template-columns: repeat(2, 1fr); }
    .footer-top { grid-template-columns: 1fr 1fr; gap: 2rem; }
    .process-steps { grid-template-columns: repeat(2, 1fr); }
    .process-steps::before { display: none; }
    section {
      padding-top: 4.5rem;
      padding-bottom: 4.5rem;
    }
    .cta-section { padding-top: 5rem; padding-bottom: 5rem; }
    .diff-section, .proof-section {
      padding-top: 4rem;
      padding-bottom: 4rem;
    }
  }

  @media (max-width: 768px) {
    .hero { grid-template-columns: 1fr; min-height: auto; }
    .hero-right { padding-top: 0; padding-bottom: 3rem; }
    .stats-band { grid-template-columns: 1fr; }
    .stat-divider { display: none; }
    .stat-number { font-size: 2.5rem; }
    section {
      padding-top: 3.5rem;
      padding-bottom: 3.5rem;
    }
    .acaf-section, .fractional-section { gap: 2.5rem; }
    .section-eyebrow { flex-wrap: wrap; }
    .segments-grid { grid-template-columns: repeat(2, 1fr); }
    .research-grid { grid-template-columns: 1fr; }
    .diff-grid, .proof-grid { grid-template-columns: 1fr; }
    .process-steps { grid-template-columns: 1fr; }
    .footer-top { grid-template-columns: 1fr; }
    .cta-section { padding-top: 4rem; padding-bottom: 4rem; }
    .diff-section, .proof-section {
      padding-top: 3.5rem;
      padding-bottom: 3.5rem;
    }
    footer { padding-top: 2rem; padding-bottom: 2rem; }
    .footer-bottom {
      flex-direction: column;
      gap: 0.75rem;
      text-align: center;
    }
    .cta-options {
      flex-direction: column;
      gap: 1.5rem;
      align-items: center;
    }
    .cta-actions { flex-direction: column; width: 100%; }
    .cta-actions .btn-primary,
    .cta-actions .btn-secondary { width: 100%; justify-content: center; }
    .hero-actions { flex-direction: column; align-items: stretch; }
    .hero-actions .btn-primary,
    .hero-actions .btn-secondary { justify-content: center; }
    .hero-trust {
      flex-direction: column;
      align-items: flex-start;
      gap: 0.65rem;
    }
    .hero-trust-label { width: 100%; }
    .trust-badge { width: 100%; }
    .scorecard-row {
      grid-template-columns: 1fr;
      gap: 0.35rem;
      padding: 0.75rem 0;
    }
    .sc-value,
    .sc-pill { text-align: left; justify-self: start; }
    .scorecard-footer {
      flex-direction: column;
      align-items: stretch;
      gap: 1rem;
    }
    .sc-analyze { width: 100%; text-align: center; }
    .services-grid,
    .services-section--pair .services-grid--pair { grid-template-columns: 1fr; }
    .casestudies-grid { grid-template-columns: 1fr; }
    .comparison-table { overflow-x: auto; -webkit-overflow-scrolling: touch; }
    .ct-header, .ct-row { min-width: 520px; }
  }

  @media (max-width: 640px) {
    .segments-grid { grid-template-columns: 1fr; }
    .comparison-table { overflow: visible; }
    .comparison-table .ct-header { display: none; }
    .comparison-table .ct-row {
      display: grid;
      grid-template-columns: 1fr;
      gap: 0.35rem;
      min-width: 0;
      padding: 1rem 1.25rem;
    }
    .comparison-table .ct-category {
      font-weight: 700;
      color: var(--navy);
      padding-bottom: 0.35rem;
      border-bottom: 1px solid var(--border);
      margin-bottom: 0.15rem;
    }
    .comparison-table .ct-val {
      text-align: left;
      font-size: 0.82rem;
      line-height: 1.45;
    }
    .comparison-table .ct-val.dim::before,
    .comparison-table .ct-val.highlight::before {
      display: block;
      font-size: 0.65rem;
      font-weight: 700;
      letter-spacing: 0.05em;
      text-transform: uppercase;
      margin-bottom: 0.15rem;
    }
    .comparison-table .ct-val.dim::before { content: 'Big 4 / Large Firm'; color: var(--muted); }
    .comparison-table .ct-val.highlight::before { content: 'Our Fractional'; color: var(--teal); }
    .proof-metric { font-size: 2rem; }
    .cs-results { gap: 1rem; }
    .scorecard { max-width: none; }
  }

  @media (max-width: 480px) {
    .nav-logo { font-size: 0.95rem; gap: 8px; }
    .nav-logo-mark { width: 30px; height: 30px; font-size: 0.85rem; }
    .section-title { font-size: clamp(1.5rem, 6vw, 1.8rem); }
    .hero-headline { font-size: clamp(1.75rem, 7vw, 2.2rem); }
    .service-card, .cs-card, .diff-card, .proof-card { padding: 1.5rem; }
  }

/* WordPress layout overrides */
.site-main,
.apexera-main,
.site-main .entry-content,
.apexera-main .entry-content {
  max-width: none;
  padding: 0;
  margin: 0;
}
.site-main > *:first-child,
.apexera-main > *:first-child {
  margin-top: 0;
}
.screen-reader-text {
  clip: rect(1px, 1px, 1px, 1px);
  position: absolute !important;
  height: 1px;
  width: 1px;
  overflow: hidden;
}